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This topic contains 0 replies, has 1 voice, and was last updated by handlenumwera 4 days, 17 hours ago. How To Write A Block Format Essay. Comparison and Contrast Essay : Block Method In the block method, you describe all the thesis, similarities in mit medical the first body paragraph need to material, do in each part of a comparison/contrast essay using the block method. For example , hallucination, psychosis, paranoia and aggressive behavior may Q. What is mit medical essay block format when writing a paper or letter? Answers In block format , the recovery facility, entire text is left aligned and mit medical essay single spaced. Material Thesis. An example block style letter is school shown below and can be linked to in our eBook, The AMA Block Arrangement | Comparison Essay Writing Two Effective Ways on Comparison and Contrast Essay Writing . Comparison and contrast essay writing is job star resume not that simple but it can very easy if you understand Organizing the Compare-Contrast Essay ThoughtCo 21 Feb 2017 Two methods for writing a comparison essay are the block and mit medical the feature-by-feature methods. Use the following information about each format Comparison and Contrast Essays A comparison and contrast essay focuses on how two items or texts are similar, different, or for longer essays . Transition For Essays School. Please Note: This method, like the Block method, only offers an outline for the and/or contrasts them to all arguments related to B. This style is a little bit more difficult to BLOCK METHOD OUTLINE EXAMPLE :. Mit Medical School Admission. Point-by-Point vs Block Style Essay YouTube 15 Feb 2011 In this video, I highlight the basic differences between point-by-point and transition block style essay structures, and I give examples of both for a Writing a Compare/Contrast Essay A comparison essay notes either similarities, or similarities and differences. See the mit medical school, other side of this page of obama, a detailed example for both the Block Method Compare contrast essays EAP Foundation There is also an mit medical admission essay example compare and contrast essay on the topic of a compare and contrast essay , namely using a block or a point-by-point structure. Tok Essay. For the essay, Contrast Essay Definition, How to Write , Block Method Structure in the process of thesis, comparing and contrasting two subjects in essay a standard essay format . Students must identify adequate statements for contrast essay and write then you can use the block method in material recovery facility thesis which you tell all about X, then tell all How Do I Write a Comparison/Contrast Essay ? WJU There are several ways of writing a comparison/contrast essay , all of which depend on Sample Point-by-Point Outline: Sample Block -by- Block Outline:.

What Is a Block Outline? | The Pen and The Pad. A compare-contrast essay examining similarities or differences between objects, people or concepts can be organized in two formats : point-by-point or block . Mit Medical Admission Essay. How to tok essay help, Write an Organized, Developed Cause and Effect Essay (Five Paragraphs) Letter formats : block , modified block | Oxford Dictionaries When writing a letter, it#039;s important to choose one format and then stick with it throughout. Our guide tells you what different formats are available. How to Write an mit medical admission essay A+ Comparison Essay on any Topic | ScoolWork 10 Mar 2013 Compare and Contrast Essay detailed writing guide with structure patterns, Block pattern is essay for muet also known as subject-by-subject comparison. Ensure that your essay is fully compliant with the required formatting standard Organizational Patterns for mit medical school essay the Comparison/Contrast Essay San Jose State University Writing Center In a comparison/contrast essay , a writer must do the following: 1) Identify and explain three or A) Block Approach. Block Type Advanced Writing Resource for ESL Students | Sample This is an job star resume example of outline for a Block type of mit medical school, Compare and middle school Contrast Essay . Use this example outline as a guideline when writing a compare and contrast The Structure of a Compare or Contrast Essay writing @itu A Block arrangement contrast essay . 2. Mit Medical School. A Point The block arrangement organises the essay according to the objects. In the job star resume, block The sample shows essay . What Does Writing Paragraphs in Business Format Mean? | Chron Paragraphs written in business format are structured in a formal, professional and mit medical admission visual format for essay for muet paragraphs in a business document is the block format in which . [Professional Essay ] | How to Write a Professional Essay for mit medical admission essay a Business Sample Letters the Purdue University Online Writing Lab 8 Aug 2010 Block Format . 123 Winner#039;s Road New Employee Town, PA 12345. March 16, 2001. Ernie English 1234 Writing Lab Lane Write City, IN 12345.

Comparison Essay : Block Approach Brooklyn College Learning In the block form of the comparison essay , you discuss each of the articles or topics separately heart of your comparison essay , it may be the smallest since you have already done the Example of the job star resume, Comparison Essay : Block Approach. Write CompareContrastEssay two texts, then write a compare and contrast essay . Mit Medical School Essay. Sample Compare Contrast Essays Whole-to-whole ( block method) is introduced and essay discussed. This Compare and Contrast Essay Outline Will Help You Beat Kibin 20 Oct 2014 When writer#039;s block strikes, it can be doggone demoralizing. There are several formats for writing a compare and contrast essay , but I#039;ll use. For example , your essay in a block arrangement would state all of your points formatted essay makes a specific point of school essay, comparison of the two speeches in job star resume When writing a paper or letter, what is known as a block format Block style is a format where there is no indentation at the beginning of the Essay writing service is school admission essay a great business paper writing company that can provide Block Quotation Examples Example 1 This APA Style Blog provided that credit is given to the American Psychological Association. Middle. For any other use, please contact the APA Permissions Office. Block Quotation Examples . MLA Format Papers : Step-by-step Instructions for mit medical admission essay Writing Research MLA Format Papers : Step-by-step Instructions for Writing Research Essays Use a header with your last name and the page number, a title block ,. MLA Style Compare and Contrast Paper | Webster University Although you have probably been writing compare/contrast papers since grade the tips below to obama columbia, develop a seamless and unified paper using the block format :. Mit Medical School. Guide to Writing an Essay QMplus The Writing Centre, London Metropolitan University A general statement, which introduces the topic of the essay and gives general background There are two ways of organising a cause and effect essay : “ block ” organisation and.

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High Cost Of Living Essays and Research Papers. ? The Cost Of Living The Subsidies is mean that the sum of money that . give from admission essay government for support the people that live in that country so that the price of a commodity or service may remain low or competitive. For example, our country, Malaysia ,the government also give the subsidies like every people in our country can take a sum of money for help the family that got financial problem, for student in secondary school, they can get. Consumer price index , Economics , Form of government 1202 Words | 3 Pages. Cost of Living and Minimum Budget For A Family of Four by Silicon Valley Blogger on 2007-10-3052 This is part of our series on . “scary money tips and stories”. Job Star Resume. In some high cost of living areas, it now takes at least almost $80,000 to live. I’ve often expressed how life changes once you have a family to raise, beyond the time and effort it takes to care for kids and run the household. Financially, it can become somewhat more challenging as well: since the essay typical case is essay for muet, that your budget rises. Budgets , Family , Household 1222 Words | 4 Pages. ''' Cost of living ''' is the [[ cost ]] of maintaining a certain [[standard of living ]]. Changes in the . cost of living over admission essay, time are often operationalized in a [[ cost of living index]].

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A Great Way to Care , Apartment , Cost 955 Words | 3 Pages. The High Cost of Low Expectations. The High Cost of Low Expectations The high level of students allowed to graduate despite their poor performance . is atrocious. In Mary Sherry’s essay, “In Praise of the job star resume F Word” she states, “tens of thousands of 18-year-olds will graduate this year and be handed meaningless diplomas.” (Sherry 564) Further, in Sherry’s essay she discusses the need for mit medical school admission essay teachers and parents to instill a healthy fear of failure in these kids. If a child truly cannot complete the required schoolwork at an acceptable level. Education , Failure , Graduation 1151 Words | 3 Pages. The High Cost of College Textbooks Thomas Jefferson said that “ Books Constitute Capital !”, and by that saying from over one . hundred years ago it still stands today. The high cost of college textbooks is not only an issue here at Delgado Community College, but with almost every college student across the nation. Rather new or used textbooks are overpriced, but students can save money by buying digital textbooks. One of the main reasons why college textbooks are so expensive is because they are. Chegg , Textbook , Textbooks 949 Words | 3 Pages.

Chapter 24 Measuring the Cost of Living Introduction 1931 – Year of senior thesis columbia, Great Depression in the USA. But in spite of this . fact some people contrived to mit medical essay, earn $80 000, it was famous baseball player Babe Ruth. Job Star Resume. Even the President Herberd Hoover had a lesser salary of mit medical school admission, $75 000. When Ruth was asked if he thought it was right that his salary was higher than President’s he replied that he had a better year. Year of 2007 describes a different picture. Irish Essay. The average baseball player gets paid $4.8 million.

Babe Ruth , Consumer price index , GDP deflator 1426 Words | 5 Pages. Janira Sanchez Professor Bruno Microeconomics May 5, 2011 High Cost of Living A rise in prices, . economists say, is mit medical school admission, a sigh of development and obama thesis prosperity. Essay. But during the last two decades, prices of help, almost all the essential commodities have been increasing at an alarming rate. These soaring prices have caused great unrest and frustration among the people. All the more, the soaring prices have become a big threat and an open challenge to the government It has shaken the mit medical school essay faith of the to success essay people. Underground economy 583 Words | 2 Pages. MEASURING THE COST OF LIVING Introduction • Few years after the independence of Tunisia, the income per capita was around 50 . TD. Today, it is well over admission, 5000 TD. • To compare the two figures, we need to shortcuts to success irish, find some way of turning dinar figures into meaningful measures of mit medical school admission, purchasing power. • That is exactly the job of a statistic called the consumer price index (CPI). • The CPI is used to monitor changes in the cost of living over time.

When the shortcuts to success essay CPI rises, the mit medical school admission typical family has to spend more to maintain. Consumer price index , GDP deflator , Gross domestic product 1249 Words | 18 Pages. The High Cost of Low Prices Summary The activist Robert Greenwald produced a documentary named Wal-Mart: High . Cost of shortcuts to success irish essay writing, Low Prices to enlighten Americans of the school essay effects this major company has on job star resume society. In this documentary, Greenwald interviews former employees from different ranks. Greenwald also uses crime rate statistics to school admission essay, demonstrate the essay for muet lack of surveillance in the parking lot of the store. The producer also interviews the Chinese factory workers who are exploited in essay China. Transition For Essays Middle School. He also points. Employment , Factory , Health care 1109 Words | 4 Pages. The High Cost of High -Tech Foods Social Responsibility and Ethics in Management, BSBA 325 April 1, 2012 Case . 13 The High Cost of mit medical admission, High -Tech Foods 1. What are the ethical issues in this case?

The first ethical issue I perceive in the case is that both parties, when discussing the subject, base their arguments more on feelings and assumptions than on scientific facts, which I find unethical when discussing something as important as health and alimentation. Words For Essays Middle School. Also, there is the pro-GM vision. Eggplant , Ethics , Food industry 1243 Words | 4 Pages. High Tuition Costs The cost of tuition for school essay higher education is quickly rising. Over half of college freshmen show . some concern with how to introduction, pay for college. This is the highest this number has been since 1971 (Marill and O’Leary 64-66, 93). The amount of school admission, college graduate debt has been rapidly increasing also. With limited jobs available because of the high unemployment rate, college graduates find themselves staying in essay for muet debt even longer. However, grants and financial aid are available to students. College , Education , Educational stages 1282 Words | 3 Pages. industrialized countries spend on health care.

Other countries deliver the exact same type of care the United States does but at half the cost . . What does this mean about the health care system in place now? This means that there must be some kind of health care reform in admission essay the United States. The president has constructed a plan called Obamacare, but this plan will cost the American people more if they do not abide by the individual mandate. If Obamacare is overturned by the Supreme Court it leaves the. Health care , Health economics , Health insurance 1079 Words | 3 Pages. Index Number for job star resume calculation of Cost of school admission essay, Living Index. calculate Cost of Living Index (CLI). Cost of Living Index is a type of index study which is used . to examine expenses that people incur to maintain a regular life standard including food, clothing, housing and social activities.

The Cost of Living Index is, with the help of two different price data sets, a comparison of the necessary minimum expenses that are needed in order to job star resume, maintain the same financial status and life standard level. Mit Medical School. Methods for irish construction of cost of living index are. Arithmetic mean , Average , Consumer price index 599 Words | 3 Pages. Homelessness: the Effects of High Costs Housing. Homelessness: The Effects of High Costs Housing Excelsior College Debra Parks April 22, 2012 Abstract: . Mit Medical School. How many times have we saw people standing on the street in their dirty clothes with a sign saying, “work for food”? I wonder how this person got into their situation.

In the past I’ve thought laziness, they don’t want to work, or maybe they have schizophrenia and are unable to work, or sometimes, I didn’t even see them. What is the solution. Homelessness , Homelessness in the United States , Unemployment 1687 Words | 5 Pages. Social Cost of Development Is Too High. The cost of development is too high . Abstract The aim of this essay is to to success irish essay, define whether society sustains an unacceptable level . of admission, human cost because of development. Firstly, the key terms of the question were analyzed to investigate the direct relationship between development and excessively high social cost . Secondly, two main areas of investigation and relevant academic sources were identified by material thesis, library research.

The analysis of the evidence illustrates a negative relationship between development. Child development , Costs , Economic development 1121 Words | 3 Pages. Technology and the High Cost of mit medical essay, Health Care. The cost of health care in the United States has increased almost exponentially during the last few years. What is fueling these . cost increases?

There are many factors driving up the cost of health care in the United States. Introduction Help. However, experts in health care and health policy point to the development and mit medical school essay diffusion of medical technology as the main cause for this increase. But before entering a debate, there are a few things to for essays school, make sure people understand: What is defined as medical technology? What. Cost , Health , Health care 1571 Words | 5 Pages. The High Cost of Living: Do and Debt. realize is that directly after the mit medical school essay baby is born, the cost of care exceeds their original expectations. Job Star Resume. They are forced to pay just the minimum . Mit Medical School Admission. monthly payments on job star resume the credit card. Mit Medical Admission. In three months time, the nonexistent credit card interest soars to twenty nine point two percent, and job star resume is applied to the remaining balance.

Now, if they continue to pay just the minimum monthly payment, their new child will have gone through elementary, junior, and senior high school, a four year college, and admission essay might even have. Credit card , Credit card interest , Credit cards 663 Words | 2 Pages. Singapore : Low birth rate vs Cost of living. ?Q. For Essays. The low birth rates in Singapore are due mainly to the high costs of living . To what extent is mit medical school, it true? . Introduction: Singapore is material thesis, experiencing a low birth rate that is currently at. 1.29 TFR. This is below the replacement level of 2.1 and has been so for mit medical school admission essay more than three decades (Singapore's Total Fertility Rate (TFR) increased from 1.20 in 2011 to 1.29 in 2012. This is material recovery facility, according to the Population in mit medical Brief Report 2013 released by the National Population and Talent Division in the Prime Minister's. Birth rate , Demographic-economic paradox , Demography 1723 Words | 7 Pages.

Surviving the Cost of Living on a Fixed Income. Surviving the Cost of Living on essay for muet a Fixed Income Wanda Wellons Jones Webster University Abstract The downturn in the economy . in recent years due to plummeting housing values, loss of jobs, increasing costs of goods and services, and stock market damages is causing those on mit medical school admission the brink of retirement to focus on meeting the cost of tok essay, living on a fixed income. In addition, healthcare must be an included expense. Baby Boomers affected by the Great Recession do not have to descend into poverty upon. Ageing , Aging , Baby boomer 2091 Words | 5 Pages. Speaking The Cost Of Living In the early nineteen seventies the cost living was affordable for . the school essay American families, As a child I remembered my mother sending me to Pete’s Confection Store, I would put to the items in my little red wagon and shortcuts to success bring them home for my mother.

The items that I'd shop for were eggs, a loaf of bread, milk, and a six pack of seven-up sodas. There is mit medical school, a major difference in the price of these items then compared to now, a carton of eggs use to cost $.25 cents per carton. Bread , Economics , Economy 727 Words | 2 Pages. enforcement of a living wage in the United Kingdom. The living wage is supposed to be set high enough to allow . people to tok essay introduction, be able to afford the basic costs of living . The basic costs of living are defined by mit medical school admission essay, “an adequate level of warmth and shelter, a healthy palatable diet, social integration and avoidance of chronic stress for recovery facility earners and their dependents.”[1] In many areas of the UK, minimum wage is not high enough to meet these standards especially in areas of London where costs of living are much. Employment , Employment compensation , Inflation 2097 Words | 6 Pages. Different Methods of Calculating Cost of Living Index. calculate Cost of Living Index (CLI). An index number measures the relative change in the price, quantity, value or some . other item of interest from school admission one time period to job star resume, another. It is found by calculating the ratio of the admission essay current value to the value at another time point or at to success irish essay writing a different geographical location. The different types of simple index that are used are - Price Relative, Quantity Relative, Value Relative.

A price index is a weighted average of price relatives. Cost of Living Index. Consumer price index , Cost of living , Hermann Paasche 871 Words | 4 Pages. Prosperous Place to Work In America, the cost of living from state to state and city to mit medical, city differs vastly. Tok Essay Introduction Help. As a result, . people performing the same jobs in different regions will get paid different wages and generate different levels of earnings for mit medical school essay performing the same tasks. Shortcuts To Success Essay. A janitor in NYC will make considerably more than a janitor in Wichita, KS. Mit Medical Admission. This is to compensate for the fact that the cost of living in NYC is incredibly high relative to the cost of introduction, living in Wichita.

This concept is very important. Household income in the United States , Metropolitan area , New York City 2147 Words | 6 Pages. Living in a Dorm or living at home. Living in a Dorm or Living at Home Have you ever enjoyed the mit medical essay whole sleepless night in senior thesis columbia a dorm with your friends? Students in . dorms can do everything they want, go everywhere they like, and mit medical school admission they can escape stresses from their parents and their own house. College is a stepping stone from high school to senior, the real world. College is also a time for students who want to live independently and self-reliantly. College is usually associated with dorm life. Instead of living with their parents, most college. Barracks , College , Dormitory 974 Words | 3 Pages. salary survey and establishes a set of occupation-specific pay rates in response to labor-market pressure, * an mit medical, organization increases the minimum and . maximum rates for its pay ranges based on job star resume the employment cost index (ECI), and * an school, organization negotiates wage rates and future cost -of- living adjustments for bargaining unit positions.In each case, the action affects the salary structure, its coverage, or both. | Federal history | Pay StructureThe Classification Act of 1949 created the General.

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WALMART High cost of low prices As Wal-Mart CEO Mike Duke indicated in an October 2008 speech to suppliers in Beijing, . School Admission Essay. Walmart’s goal is to tok essay, operate a supply chain where goods are made in a way that protects our planet; where customers feel good about the safety, quality and school admission durability of the job star resume products they buy; and where workers are paid well and treated well with the respect and dignity they deserve. To achieve this, we are expecting more of school admission, ourselves at Wal-Mart, and words for essays middle expecting more of mit medical school essay, our. Efficient energy use , Mike Duke , Peak oil 736 Words | 3 Pages. Living Wills, sometimes called Advanced Directives, are legal documents accepted in all 50 states. They clearly define a person's wish to . decline life-support or medical treatment in certain circumstances, usually when death is imminent.

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Airasia - Flying High with Low Cost Hopes. Briefly describe the material recovery facility trends in the global airline industry. Firstly, cost pressures on airlines continue to be high . The industry . is facing many challenges on the cost side. For instance, jet fuel costs , which are directly correlated with oil prices, continue to rise. Mit Medical Admission. Airlines are generally unable to pass these costs onto the consumer, especially in the face of growing competition and price-sensitive markets. Nevertheless, these high fuel prices have motivated manufacturers to irish essay writing, create more fuel-efficient.

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years I have happened to observe some differences between the lifestyles of school, residents living in Canada and the United States; some differences . being more apparent than others. To identify these differences, lets first look at the difference between standard of tok essay introduction, living and quality of school essay, life as these are specific terms I will use to identify the words for essays school differences in lifestyles between Americans and Canadians. Standard of living refers to the level of wealth, comfort and material goods and necessities available. Canada , Income tax , Progressive tax 2421 Words | 7 Pages. Factors Affecting Standard of Living. STANDARD OF LIVING DIFFERENCE IN COST OF LIVING A higher National Income figure is required to maintain a . high cost of living . Therefore, if the cost of living is school admission essay, higher in country B, the introduction standard of living cannot be three times higher. Admission. The cost of living is determined by the amount of money needed to buy the essay for muet goods and services necessary to maintain a specific standard of living . “In 1890, the Bureau of Labor Statistics made the mit medical school first attempt to gather data on obama columbia the cost of living in the United. Consumer price index , Cost of living , Economics 1095 Words | 4 Pages. TYPES OF COSTS Introduction :-Production is the result of mit medical admission, services rendered by various factors of senior columbia, production.The producer or firm has . to make payments for this factor services.

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“Wal-Mart: the High Cost of Low Pricing” The Hague University ‘11 “Wal-Mart: The High cost of Low pricing” Assignment 2 of school admission, Business Ethics Weis Karimi 2G . 10045627 GBC Claudia Kuo 2G 10081127 Sustainable Business Leonie Sander 2G 10021736 FBC John Berendsen 3B 20062300 GBC 1. a) A company doesn’t only consist of job star resume, shareholder but also of stakeholders. In Wal-Mart case the four stakeholders in the video are: * Customers * Suppliers . According to Jim , Integrity , Morality 2359 Words | 7 Pages. Today, rising cost of mit medical school essay, living is an everyday theme. In the bus, at the office and at school the market, almost all conversations revolve . Mit Medical Admission Essay. around the rising prices. Increase of general price levels is generally known as ‘inflation’.

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10 Free PDF Business Plan Templates. Business plan templates come in all forms, shapes and school essay, sizes. The beauty of introduction help PDF business plan templates, however, is mit medical school that users can create their own business plans while having a guide or reference point readily available in senior columbia, front of them. Whether a business owner wants to create his or her own business plan or replicate one, PDF business plan templates eliminate the arduous task of school admission essay starting from scratch. Below are 10 PDF business plan templates to help you get started. If you need a business plan template for a small business, there is transition words for essays middle no better place to look than the U.S. Small Business Administration (SBA). The SBA not only offers a Web-based business plan creator, but also a downloadable PDF business plan template from;s 8(a) Business Development Program. This no-fuss, straightforward business plan template hashes out the details of a business, with more than 50 prompts to help users answer the questions needed for a complete business plan. Admission Essay. [ How to Start a Business: Step-by-Step ] Another government organization, the U.S.

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It also includes detailed financial charts and a glossary of business terms. The SNIEDC is a Salamanca, N.Y.-based organization that aims to essay for muet, provide financial services and working capital support for enrolled members of the Seneca Nation of Indians. Sara is a tech writer with a background in mit medical admission essay, business and marketing. After graduating from UC Irvine, she worked as a copywriter and blogger for nonprofit organizations, tech labs and lifestyle companies. She started freelancing in 2009 and joined Business News Daily in obama, 2013.

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by mit medical school admission essay, Legal Templates.

1. Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan? If so, you have come to the right place. Legal Templates is happy to job star resume, provide you with a hassle-free document downloads. Click the buttons below to download (1) a blank document, and (2) a document that is essay, filled in for you to reference. Related Business Documents: Click to View. What’s included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the shortcuts to success writing, 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company. This chapter is essentially your hook to essay, convince potential financiers that your model is worthy of essay for muet their investment.

Chapter 2: Company and Financing: In this chapter, the goal is to mit medical admission, outline the material recovery, legal and operational structure of mit medical your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Recovery? Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and school, your direct and job star resume, indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in terms of growth and behavior. Mit Medical Essay? Chapter 5: Marketing and tok essay, Sales: The marketing and mit medical admission essay, sales chapter allows you to describe how you will sell your product/service. Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and Implementation: This chapter will give you an opportunity to set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and introduction help, calculate the financial variables that will go into the creation/expansion of admission essay your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and words for essays middle, more.

If you are purchasing an existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an example of what you should write. Essay? Our guide also includes example graphs and charts, so that you are aware of the job star resume, types of financial calculations, plans, and forecasts that a plan should offer to school admission, attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to start your download and get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to essay for muet, your company’s success. A solid plan is necessary to help found your company and admission, ensure that your goals remain on track over time. Your plan can and will change as you encounter the unpredictable variables that come with starting your own company.

If you have an essay for muet, existing company, crafting a solid plan is equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and sales to your company’s finances. Your plan should include the following sections before you submit it to investors. Click each accordion to school, read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about essay for muet what makes your business strong and worthy of investment . It covers the major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. If you are seeking financing, the executive summary is your first opportunity to grab a potential investor’s interest. The executive summary will be the first chapter of your business plan, though it’s actually the last section that you should write . First, you’ll need to mit medical school admission, do heavy research to job star resume, ensure that your plan is mit medical school essay, sound before you can write the executive summary. This section will be different depending on if you are an shortcuts writing, established business or a new startup. A startup company’s executive summary will need to be interesting and school essay, convincing to thesis columbia, capture the attention of investors.

Your company will lack the mit medical, historical data and trends that existing companies are able to provide, but there are strategies to material facility, mitigate these factors. First, you’ll need to mit medical school admission, briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Essay For Muet? Investors know that talk is cheap – do you have the data and analysis to mit medical essay, back up your claims? Even in a standard plan, the job star resume, executive summary for mit medical school essay, an existing business has no set template, although there are several suggested guidelines that you can find around the web. We suggest the shortcuts to success, following basic template – feel free to add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the admission, plan (e.g.; to raise a specific amount of obama debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date).

Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into more detail in the Products and Services section. Products and Services. Describe the mit medical essay, products and services you are providing and who the transition for essays middle, competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them.

Keep this section brief, as you will go into mit medical school admission essay more detail in the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the essay for muet, projections. If you are a new company, describe when you expect to school essay, turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and job star resume, when you expect to essay, reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into more detail later on obama thesis in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the admission essay, financial planning process before attacking this section.

Only then will you be able to thesis columbia, identify the mit medical admission essay, amount of obama money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and essay, Financing Chapter. The company and finance section of your plan is important, because introducing the management team is middle, critical for mit medical school essay, both start-ups and established companies alike. Investors will use this information to gauge the obama thesis, future likelihood of success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on mit medical how to material thesis, lay out the school admission essay, various components of a business plan. Our approach for the company overview section is to provide the reader with the company’s legal information, address and a brief description of the company’s history.

Since there are follow up sections in material recovery, this chapter that over go the company’s location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to mit medical school, explain the broad differences between the most common company types. A sole proprietorship, according to job star resume, the IRS: “A sole proprietor is someone who owns an unincorporated business by him or herself.” While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and admission, they sue you because they found a hair in it, and you lose in essay for muet, court, the mit medical admission, creditors can legally go after your personal possessions – such as the roof over your head. A partnership, according to the IRS: “A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and words for essays middle, expects to share in mit medical school admission essay, the profits and essay for muet, losses of the company.” A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership.

However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and school, (2) Limited partners that have no personal liability beyond their investment in essay for muet, the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders.

A corporation is mit medical admission essay, commonplace for words, businesses that anticipate seeking venture capital financing. Essay? The downside to a corporation is the problem of “double taxation” since the corporation’s profits is taxed at the corporate level, and then any dividends distributed to introduction help, shareholders are then taxed again at the personal level. You can elect a special tax status with the mit medical admission, IRS to facility thesis, have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity). Essay? Some of the drawbacks include not being able to obama senior thesis, have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the essay, member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity).

Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is words middle school, especially critical. Mit Medical? With the job star resume, lack of history, there is mit medical school admission, little investors can go by to transition for essays middle, gauge the future success of a venture. The question lenders and school admission essay, investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to to success writing, execute on school admission the stated goals.

To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the transition for essays middle, right team to school essay, execute on for essays middle school the company’s vision. If you have an established business the information you want to present is the same. Keep in mind, however, that you also want to school admission, demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the irish essay writing, business’s ability to scale operations while keeping profitability stable. If you already have a Board of mit medical school admission essay Directors and/or Advisory Board, list these individuals and shortcuts irish essay, a brief description. In a publically trading company the Board of school admission essay Directors is elected by the shareholders and is the for essays school, highest authority in the management of the company. For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of mit medical school admission Directors is comprised of investor(s), founder(s), CEO and essay for muet, independent board member(s) who have substantial business and industry experience.

A Board of Director’s typical responsibility is to set broad policies for the company, determine compensation for company management, and mit medical essay, approve annual budgets. An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in transition words for essays middle school, your industry and school, are willing to tok essay, play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board. This will help you to recruit other members of the Board.

Choose individuals that have strengths and school admission essay, relationships your business will need. Job Star Resume? As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the reader how much money you need to mit medical school, raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the financial planning process. Only then will you be able to identify the words for essays school, amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is mit medical school admission essay, that debt financing is essentially a loan that is backed by your assets or via a personal guarantee.

If your company is transition words school, already in existence and essay, has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is introduction, essentially you exchanging a stake in your company for a specific sum of money from an investor . Mit Medical Essay? Therefore, the amount you are able to raise from investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when? What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in obama senior thesis, the initial stages, followed by break-even and admission, subsequent profitability.

The money you are seeking to raise will simply allow you to have enough cash to cover the facility thesis, initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to mit medical school admission essay, further grow your company, which may already be profitable. Or you might use the financing to writing, get your product to school essay, the next stage in its product development lifecycle (i.e.; milestone event). But the general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the essay for muet, answer to the first two questions (which is why we recommend you complete your plan first).

To answer how much money you need, analyze the cash flow statement to mit medical school essay, determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in material facility, time. What do you think your company is worth? The third question is school, much harder to answer, especially for a new company. At the introduction help, end of the day it really comes down to what an investor thinks your company is worth (which is more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach)

The cost approach seeks to determine a company’s value by analyzing the market value of its assets. In other words, in this approach the company is worth the admission essay, sum of all its assets if they were to be liquidated . This approach may be appropriate for tok essay introduction, some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry. The income approach seeks to determine a company’s value by using its expected profit over admission, time and then placing a value on that future stream of income in shortcuts to success essay, today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to complete the mit medical school, equation. You have the amount of money you need by tok essay introduction help, looking at cumulative cash flow.

You also have an idea of mit medical school essay how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loan’s interest rate and job star resume, payment schedule. Mit Medical Essay? Make sure you will be turning a profit that is both large enough and school, soon enough to ensure there is mit medical admission essay, no delinquency on servicing the loan. For equity financing, answer the obama senior, following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of mit medical school equity offered and at what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to introduction help, pay back the loan The amount and frequency of loan payments.

In addition to mit medical essay, the information above, you should also summarize how you plan to use the job star resume, funds. The level of detail should be at a high level ; if the mit medical school, investor or lender wants to see expenses in more detail that will be available in the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to thesis columbia, month, a line of credit may be a good choice. With a line of admission credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to material facility, how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the essay, family Taking the company public (IPO) Liquidation.

If you are seeking equity financing, then your investors will pay close attention to this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by transition, investing into your company. Therefore, you need to include detailed information on how you intend to sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market. Investors like to admission essay, be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and thesis, ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals.

For example, Apple’s mapping software is playing catch-up to mit medical admission, Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Job Star Resume? Don’t use “fluff” words. Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the mit medical school, culture/vision/purpose. Examples of obama thesis Fortune 500 firms that really get it right:

A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an end-to-end solution. By using the words “innovate” and school admission, “prevail over serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to for essays, use.” Why it’s great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores).

Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to school admission, maximize long-term stockholder value, while adhering to job star resume, the laws of the jurisdictions in which it operates and at all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the mit medical admission essay, company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER.

Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is tok essay introduction, certainly not a bad thing, only stating that as the company’s mission statement is ineffective, lacks direction or focus, and admission essay, completely misses the point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to to success essay, highlight relevant history on school how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is words middle school, no set rule as to the level of mit medical essay detail you want to include. This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to build credibility for your company. Every company is job star resume, made of milestones.

Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable. For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the school essay, better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an obama senior, important section of mit medical admission essay your plan. Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility.

Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the essay for muet, retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the essay, lessee from to success irish unreasonable price increases. School? You can read a detailed article about what to look for obama columbia, in a lease agreement here. Provide detailed information on the manufacturing facilities. Mit Medical Essay? For example, your operation may require a reliable source of essay for muet electricity and water. Describe how the facility provides the business with these resources. If the mit medical, facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and essay for muet, fundraising perspective.

If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the school admission, company and financing section of your business plan. Writing the Products and Services Chapter. The products and services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and butter of your business. Your products and services section should include the following sections. Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and job star resume, Services (optional) Your products and services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied.

Thinking in terms of benefits vs. Admission? features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and status that comes with a luxury product. Think about what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and senior, other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is school, true is the potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Think about transition school how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. Mit Medical Admission Essay? This is to success irish essay writing, a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer.

You will complete the price you want to set your products/services in mit medical, the Financial Plan chapter, and material recovery facility thesis, we also have a section for you to describe your pricing strategy; however it is advisable to start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in admission essay, days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to shortcuts, worry about current competitors you can see, but you have to be vigilant and school admission essay, be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step.

You should consider the job star resume, likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is common sense – if you see a market opportunity that no one is mit medical admission, competing in yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an obvious one – the lower the transition for essays, price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the mit medical school essay, more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to words for essays middle, operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of sale to delivery.

There are several popular fulfillment options: Engineer to order: the school essay, product is designed and built to obama senior, customer specifications (e.g.; large construction projects) Build to order: the product’s design is standardized but manufacture of final product is mit medical school admission, based off of customer specifications (e.g.; aircraft and yachts) Assemble to to success essay writing, order: the product is assembled to mit medical, the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to tok essay help, stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to mit medical school admission, how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and you may not be able to meet demand. Too much inventory and you tie up all of your cash on excess inventory. Facility Thesis? Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking.

Use bar code scanning or equivalent to mit medical school admission essay, ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to to success writing, manage and maximize your inventory levels. Technology in today’s business environment is becoming more and more important and serves as a source of school admission essay competitive advantage. Take Wal-Mart or FedEx as two examples of help companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to school essay, optimize delivery routes and times, which enables it to ship to shortcuts irish, practically every corner of the globe, seamlessly and mit medical school essay, with very low error rates. Think about shortcuts how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and contingency planning . Depending on your business, you may want to create back-up copies of data and software, routine security checks, and securing physical assets. School Admission Essay? What would happen if you lost access to the technology?

Think about alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the cost is too high, is tok essay introduction, there a competitor who can license you an alternative? If you have exclusive rights to mit medical, a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and one that you will want to describe in detail. There are two types of transition words middle school intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and copyright (such as novels and school admission, movies). If you have intellectual property that you want to essay writing, protect, it is mit medical school admission, advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to material recovery, provide a barrier to admission essay, entry for your business. Intellectual property type 1: Industry property.

These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for shortcuts to success irish essay writing, a patent to protect your invention. Mit Medical? You should apply for a trademark for your company name and job star resume, logo as well. Intellectual property type 2: copyright. These include literary and school admission essay, artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and job star resume, trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is just as important to secure your intellectual property in relation to your employees and mit medical school essay, contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by introduction, the company.

In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the mit medical school, product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor. You may add new features to your product to help, stay competitive and to mit medical school, further differentiate your product from competitors.

Marketing spend for your product starts to middle, dissipate as sales of your product are in mit medical admission essay, steady decline. After including all of this information, you’ll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and material facility, market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and admission, Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional)

In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels. At the essay for muet, highest level is an estimate of the total market given 100% saturation. School Admission? Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. For Essays School? This, of course, is much harder to predict with accuracy. So the important thing to mit medical school essay, remember is to utilize strong sources for your assumptions. For example, lets say you plan to open a high-end steakhouse in downtown Miami. Essay For Muet? To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the school admission essay, average annual sales for material thesis, each restaurant. Then multiply the two to essay, get the total sales for all high-end restaurants.

This would be your total addressable market. Using the example above, we can then drill down to the next level and job star resume, determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and school admission, enough so that customers are willing to switch to your company. Describe what problem your product is solving.

If you are targeting multiple customer segments, make sure you go into detail on to success irish essay how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to school essay, go through the time and cost of essay for muet switching from one company’s product/services unless it is compelling enough, which is dependent on the switching cost. For example, there is virtually no cost to switch from admission Coke to words school, Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of mit medical essay your business.

A growing or shrinking market is described in school, more detail in the market growth section. Below are some of the admission, other factors that will affect market trends: The overall economy has a disproportionate effect on thesis some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an essay, industry, so it is imperative that you are up to obama senior, date on upcoming changes.

For example, the school admission, Jobs Act of 2012 allowed for job star resume, the first time non-accredited investors to participate in school essay, private placement of essay writing securities. This in mit medical admission, turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an impact on obama columbia the bottom line. For example, if you count the mit medical essay, Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in introduction help, a less advantageous position. Knowing technology trends is essay, valuable in ensuring you are gaining a competitive advantage through the facility thesis, use of technology.

Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from mit medical school admission essay one time period to shortcuts irish essay, the next (usually in years). So if the market in the first year was $100 million and $150 million the second year, then the school admission essay, market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Obama Thesis? Utilize publically available data sources, trade publications, market research firms, and mit medical school, government agencies to find much of this research. Being able to essay for muet, demonstrate a market is mit medical essay, growing is obviously important – for example, the job star resume, market for Blackberry accessories is clearly a declining market. Most investors and lenders will not want to see a new business chase after dwindling customers. On the other hand, the school admission, market for Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in terms of what you sell/how you derive your revenue. For example, Ford and transition words for essays middle school, Nissan are both in mit medical school admission, the automotive industry.

Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in the way for new entrants to enter the market and essay for muet, compete.

If your industry is school essay, supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on obama your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and mit medical school, the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is transition for essays school, little differentiation between competitor’s products, and it is mature with little growth (so the only way to mit medical school admission, grow is to facility, take a competitor’s market share). Although your product may cater to many different sets of essay customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in once a month.

When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. Transition Words School? In this case, you should describe in admission essay, detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Doing market research and customer analysis is a complicated and obama senior columbia, time consuming task.

Time to move on mit medical admission essay to the tok essay help, next chapter! Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and mit medical school essay, what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include:

Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the thesis columbia, subsequent sections as the school admission, overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections.

Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to thesis, reach the luxury end of the market. Provide your product/service at mit medical school essay the cheapest price point in job star resume, the marketplace. There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in mit medical school essay, a restaurant or produce more widgets in material, a factory. The more you are able to produce from your asset, the cheaper it becomes. It will also be harder for your competitors to enter the market since you have fixed assets and mit medical, experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow.

Making your product/service unique by targeting a specific segment of the senior thesis columbia, market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and marketing – for mit medical school essay, example, Starbucks sells premium coffee at obama a premium price point, primarily through the strength of their branding and not through the taste of their coffee. Determining the optimal price for mit medical admission essay, your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to irish essay writing, over your costs so you can turn a profit. There are, of course, exceptions.

For example, you might want to achieve economies of scale by maximizing units sold, or you might be maximizing revenue to mit medical essay, achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of what current customers are accustomed to job star resume, paying and mit medical school admission essay, will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from describing your marketing plan onto senior thesis columbia, how you will convey your marketing message to your intended audience. Essay? What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of your complete marketing toolbox.

These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is tok essay introduction, a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the essay, most profitable and powerful marketing channel available to any business. New customers that are referred to middle school, your business are more likely to school essay, purchase and more likely to continue referring your company. There are ways to obama columbia, boost word of school essay mouth marketing, especially with the job star resume, advent of social media.

For example, asking a satisfied customer to like your business on Yelp and mit medical admission essay, Facebook will potentially reach hundreds of their contacts, all with one click. Tok Essay? Integrating social media into your word of mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. You can start by participating on public forums and blogs related to your business and adapting the mit medical school, adage “give more to get more”. How will your products be available? On one end of the spectrum is tok essay, direct marketing, whereby you sell directly to mit medical admission essay, your customers. Essay For Muet? Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is stocked in mit medical essay, mass-market distribution channels. Columbia? Examples include soft drinks, magazines, etc.

Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is admission essay, only sold through an exclusive channel. Shortcuts Essay? Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. Mit Medical School Admission Essay? It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)

Milestones are the key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to measure the success of the material recovery thesis, business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Mit Medical? Why are milestones so important? Because they are a way to material recovery facility, measure meaningful progress of a company that in school admission, effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases.

It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only introduction help, turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is essay, a useful technique for understanding your company’s strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces.

Strengths and Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness.

Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served.

Are you leapfrogging your competition and obama thesis, providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business.

There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and school admission, that should be included in this section. You might have a supplier who has a disproportionate amount of shortcuts to success writing influence and power of your business. Striking a partnership in this case may decrease those risk factors and essay, provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for essay for muet, instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for mit medical admission essay, example, to set standards for the industry or to material recovery, help further adoption of a technology. For example, Sony and Panasonic partnered together to increase the adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to mit medical school admission, all Olympic athletes.

Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the most difficult part of job star resume your entire plan. It requires making a large number of mit medical intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. Job Star Resume? These sections are the red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and mit medical admission, services, the cost it will take to produce or sell the product/service, and the number of shortcuts to success irish essay units you will sell. Be conservative when making your estimates on school essay the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for defining the obama columbia, sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of admission essay your target market and what quantities you can sell.

Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the words for essays, start of your business, you should forecast an mit medical admission, increase in sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in essay for muet, price over time for mit medical essay, several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to recovery, encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the mit medical essay, cost as a % of sales on a sliding scale.

Costs vary each month: The cost of shortcuts writing your product/service may increase/decrease in price over school admission, time for several reasons: Economy of essay for muet scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from mit medical your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of material facility year. This is the expected number of mit medical units you will sell. My units are constant: Not particularly suitable as most businesses will expect to material recovery facility, have some growth over time. Mit Medical? Units sold changes over time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold.

In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to collect sales tax. Shortcuts Essay? If yes, you collect the sales tax from your customers and mit medical school, then remit the tax to the state each year. If the thesis, individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and contractors you plan to hire.

The number of personnel you plan to hire and at what time is more of an admission, art then a science. Too much staff too soon and you’ll burn through your working capital. Essay For Muet? Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later.

Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and essay, the financing required also makes a big difference in job star resume, your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and mit medical essay, scale quickly in order to job star resume, generate large revenues. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over mit medical essay, time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to tok essay introduction help, consider certain employee taxes and other considerations.

Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for school admission, additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and irish essay writing, travel expenses, vacation and school admission, sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only thesis, affects employees and not contractors.

If unsure what to enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate. For example, you might explain that as you plan to hire several sales people to coincide with the release of a new product. Enter expenses you plan on incurring for your business. Mit Medical Admission? A good way to job star resume, make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of mit medical admission essay your business, such as product development, marketing and operations. Categorize expense into tok essay introduction help groups, such legal and school essay, administrative, rent and leases, and telecommunications.

Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. Tok Essay Introduction Help? You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of school two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Job Star Resume? Fixed assets are depreciated over its useful lifetime.

This is an accounting method that allows the business to allocate the school admission essay, costs of the asset over obama senior columbia, its life by gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life.

These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into admission essay cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of material facility expense is better described as a prepaid expense, since the use of the office is spread out over a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over mit medical school admission essay, time. By classifying this as a prepaid expense (or an tok essay help, amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the admission essay, amount of Prepaid Lease that is school, remaining at the end of the school admission, accounting period. Enter an job star resume, estimate for income taxes you expect to pay, which should be a summation of school admission federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate).

As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and recovery, LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to zero initially and mit medical school admission essay, see how the words for essays middle school, financials of your business model work out; then you can work backwards and determine how much of retained profit you want to mit medical admission essay, distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the monthly or ongoing costs that you must pay to essay for muet, keep the business up and running? For example, this could be paying monthly utilities and rent expenses for school essay, your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of essay for muet these expenses and include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to collect the mit medical school, money from the shortcuts essay, purchaser. Most companies operate by allowing some portion of their sales to admission, be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to thesis columbia, avoid the hassle of physically making payments as each transaction occurs.

You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to mit medical admission, be as low as possible, while keeping in transition, mind that for some businesses it is preferential to school admission essay, provide some credit to essay for muet, your best customers. Defining how long it will take to collect payment. Of the mit medical admission, customers that you provide credit to, you need to define when they are to tok essay help, pay you back.

The faster, the better your cash flow will look like. It is typical to provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at mit medical school accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is help, that you want to mit medical essay, be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow.

However, ensure you are able to to success irish essay writing, pay your vendors on the purchases made on school admission essay credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to obama thesis columbia, collect incoming payments? Select the typical number of days between when you make a credit sale and when the payment arrives. Mit Medical Essay? Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to define how many months of inventory you wish to keep on tok essay hand. The more months of inventory you hold on hand, the more cash is tied up in inventory. Mit Medical? This will affect your cash flow. How much inventory should you carry? The ideal amount varies from transition words for essays middle school industry to industry, and business to business.

A good place to find more information is trade associations for your industry. School Essay? In order to improve your company’s inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is facility, very important to any business. The time period for school admission, credit sales and payments may depend on essay for muet your suppliers or your industry.

Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to explain any assumptions about cash flow, including details on mit medical admission the time period in which you will make and introduction, receive payments. How did you come to these assumptions and how will it affect your business? When taking out a loan, you borrow an amount of school admission essay money (principal) from a lender, and are obligated to essay for muet, pay back at a later time (usually in mit medical admission, installments). Material Recovery? You will typically pay interest on mit medical essay the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans.

For many small businesses, taking out a personal loan to finance growth is commonplace. These might include credit cards, home equity line of job star resume credit (HELOC), and installment loans. Mit Medical School? If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is not charged on the part of the senior thesis columbia, line of credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the mit medical admission essay, financials assuming you have secured the line of essay for muet credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at school admission the financial institution’s request.

Investments include injections of cash into the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in obama senior columbia, exchange for equity (ownership). In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from school essay sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of to success writing borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. Admission? The starting balances will be used to transition for essays middle, adjust the balance sheet to take into account your company’s financial history.

Important: all starting balances should be entered as they are at the start of school essay your plan. Enter starting balances for job star resume, assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales:

One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. School Essay? This is optional and will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is essay for muet, healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner. Think about what levers make the most impact to your business.

You will want to continuously track and monitor these metrics to ensure your business model is admission, working. Chapter 8: Financial Statements Sections. Profit and tok essay help, Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in school admission, time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is put back into middle running your business).

The balance sheet here is a read-only display. If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the option of mit medical school essay adding starting balances under the Financial Plan section. The cash flow statement displays the cash inflows and outflows from your operating, investing and financing activities. Rather than providing an senior columbia, overview like the balance sheet, the cash flow statement will measure the change in cash during a period. In other words, how much money did you start and end up with? The statement here is essay, a read-only display. You can go back to job star resume, edit the sections in the Financial Plan section in order to mit medical school admission, change the accounts affected in the cash flow statement.

The Financial Ratios section gives a general overview of the health of your business. The report here is a read-only display. If you wish to thesis, change any of the information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. This is important in determining the ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in its ability to make a profit. The ratios show how much of sales revenue is actual profit after taking costs and expenses into account. The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the business’s assets are financed by mit medical school admission, stockholders’ equity. The Investment Measures show ROI (Return on transition Investment) which is the percentage of the return (net profit) of the business divided by mit medical admission essay, the cost of the investment. The most common method of calculating ROI is to obama senior thesis columbia, divide net profit by total assets.

Finishing these chapters represents a massive achievement in school admission essay, completing your business plan. It is by recovery thesis, far the most difficult chapter, as it requires doing somewhat complicated math to school admission essay, generate accurate financial statements. In all likelihood, you will need to introduction, hire an expert or accountant to help you create an mit medical school, accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to senior, learn the different chapters and sections necessary to mit medical essay, attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for irish, you and school admission essay, your dream. Click the introduction help, images to mit medical, view our full business examples.

4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the hassle of job star resume figuring out how to order your chapters, or the mit medical school, worry of feeling like you might be missing a section. We provide the material facility, entire bare bones skeleton of a business plan within this Microsoft Word .doc download. After you download it, it’s up to admission essay, you to flesh out the transition words for essays school, details and ensure that each section is mit medical school admission essay, as well researched and intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included.

Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Completely free – no hidden costs, just download and start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to download the guide. Do not purchase them – there is no benefit at all to purchasing a pre-fabricated plan. None of the obama senior thesis, information will be relevant to your company, and you’ll be gaining nothing but the order and structure of the school essay, plan – something that you could easily research and re-create on your own. Sound good?

Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the complete document. Don’t forget that every plan needs well structured elevator pitch. 1. Thesis Columbia? You’ll have to do complicated business planning math and calculations yourself — or pay an expensive rate for someone else to school essay, do them. You’re going to have to essay for muet, do the school admission, financial calculations, plans, and forecasts that a plan should offer to attract investment — all by yourself. Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is why entrepreneurs turn to professional writers and material thesis, accountants to do the heavy lifting for them.

Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and mit medical school, blather to a seasoned investor. 2. You’ll need to manually create visual graphs and material recovery facility, charts to make the calculations easily understandable. You’ll need to take the numbers you calculated and mit medical, create attractive graphs, charts, and tables for your plan. Making your data attractive and easy to comprehend is no easy task. Professional planning software can not only do the calculations for obama thesis, you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to how equity investors and bank loan officers expect to see them. 3. Mit Medical Admission Essay? A basic template won’t allow you to track your business’ progress. You won’t be able to keep your company’s information up to date easily. Obama Columbia? One of the major benefits of using software is that you can continually update your numbers based on admission essay your real expenses and shortcuts writing, earnings, allowing you to mit medical, track the words for essays middle school, progress of your business easily and without a major hassle.

Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and school admission essay, marketing plan. Essay For Muet? If or when you encounter the school, financial sections, we’ll be looking forward to helping your progress through the help, major obstacles of mit medical school admission writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC.

Legal Templates LLC is not a lawyer, or a law firm and material, does not engage in the practice of law. Legal Templates cannot and does not provide legal advice or legal representation. Admission? All information, software and services provided on the site are for material recovery facility, informational purposes and self-help only and are not intended to mit medical admission essay, be a substitute for obama senior thesis columbia, a lawyer or professional legal advice. Use of this site is subject to our Terms of Use. Preview Document - Business Plan Template.

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